While other insurance companies don't offer flexible coverages, we do, and are there to help you save your money. We specialize in great vacant home insurance coverage.
Vacant Dwelling Insurance covers the willful and malicious damage to or destruction of property if a property is unoccupied for 60 days covers the willful and malicious damage to or destruction of property if a property is unoccupied for 60 days
We love vacant homes! Many other companies shy away from insuring vacant homes, but not us. We make it easy for you to move, renovate your home or put it up for sale. And you won't get stuck paying for a longer term than you needed. Nice. Lucky for you, we can help you choose the right policy for your vacant home property, so you can relax while someone else takes care of the paperwork!
Named Peril Coverage
This means we cover "perils" (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.
Vandalism and Malicious Mischief Coverage
Many companies don't offer this important coverage on an unoccupied home, but Foremost does.
This provides coverage if you're found legally responsible for an accident that causes injury to someone on the rental premises or causes property damage.